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Choosing The Right Small Business Retirement Plan

SIMPLE? SEP? 401k?

If you are a small business owner, it can be difficult to know what the best type of retirement plan is for your business. This guide explains some of the most common retirement plans used by small businesses (SIMPLE IRAs, SEP IRAs, 401ks, and Payroll-Deduction IRAs) and the pros and cons of using each. In addition, this guide will help compare important factors like:

  • Eligibility restrictions
  • Contribution limits
  • Employer obligations
  • Investment options

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