618.288.9505 info@carsonallaria.com

Risk Management

We will evaluate any gaps in your insurance coverage with an independent approach.

Life Insurance Death Benefit Gap Analysis

Long-Term Care Insurance Gap Analysis

Disability Insurance Evaluation

Health Insurance/Medicare Review

Property/Casualty Liability Insurance Review

Review of Existing Insurance Policies

Wealth Transfer Strategies and Generational Planning

It’s important to consider not only the risks that you may face today, but also those that may arise in the future. These risks can be offset with a focused risk management plan, which may involve the use of one or more insurance policies.

Whether your goal is to protect your family against a premature death, protect against a future long-term care need, or whether you wish to simply transfer your wealth to your heirs in the most tax-advantageous manner, we can help you create a risk management plan that best fits your needs.

Additional Risk Management Resources

Retiring Early? Don’t Overlook These 5 Things.

Retiring early. To most people, that phrase has a beautiful ring to it. In fact, it’s difficult to find individuals who would choose to continue working if the possibility of early retirement presented itself. However, if you’re fortunate enough to be in the position...

Who is Overseeing Your Team of Professionals?

Managing your financial plan can be overwhelming. After all, it’s ultimately up to you to make sure that your investments, retirement plan, estate plan, insurance policies, and taxes are all on track and working efficiently…

No client or potential client should assume that any information presented or made available on or through this website should be construed as personalized financial planning or investment advice. Personalized financial planning and investment advice can only be rendered after engagement of the firm for services, execution of the required documentation, and receipt of required disclosures. Please contact the firm for further information.

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